Tema: Re: Turbut kanka: kodel krize...
Autorius: shimtas kinieciu
Data: 2009-06-26 23:20:30
uz ka ir ishgerkim ;)
"Splitas" <splitasNESPAMINTI@mail.lt> wrote in message
news:h22lmo$f41$1@trimpas.omnitel.net...
> Heidi is the proprietor of a bar in Berlin. In order to increase sales,
> she decides to allow her loyal customers - most of whom are unemployed
> alcoholics - to drink now but pay later. She keeps track of the drinks
> consumed on a ledger (thereby granting the customers loans).
>
> Word gets around, and as a result, increasing numbers of customers flood
> into Heidi's bar.
>
> Taking advantage of her customers' freedom from immediate payment
> constraints, Heidi increases her prices for wine and beer, the
> most-consumed beverages. Her sales volume increases massively.
>
> A young and dynamic customer service consultant at the local bank
> recognizes these customer debts as valuable future assets and increases
> Heidi's borrowing limit ...
>
> He sees no reason for undue concern because he has the promissory notes of
> Heidi's customers as collateral.
>
> At the bank's corporate headquarters, expert bankers transform these
> customer assets into DRINKBONDS, ALKBONDS and PUKEBONDS. These securities
> are then sold and traded on markets worldwide. No one really understands
> what these abbreviations mean and how the securities are guaranteed.
> Nevertheless, as their prices continuously climb, the securities become
> top-selling items.
>
> One day, although the prices are still climbing, a risk manager of the
> bank, (subsequently fired due his negativity), decides that the time has
> come to start demanding payment from Heidi for the debts incurred by the
> drinkers at Heidi's bar.
>
> Unfortunately Heidi's customers cannot pay back any of their debts to
> Heidi.
>
> Heidi cannot fulfill her loan obligations to the bank and claims
> bankruptcy.
>
> DRINKBOND and ALKBOND drop in price by 95%. PUKEBOND performs better,
> stabilizing in price after dropping by only 80%.
>
> The suppliers of Heidi's bar, having granted her generous payment terms
> and also having invested in the securities are faced with a new and
> desperate situation. Her wine supplier claims bankruptcy and her beer
> supplier is taken over by a competitor.
>
> The bank is saved by the Government following dramatic round-the-clock
> consultations by leaders from the governing political parties. They came
> up with a miraculous rescue plan that saved the bank.
>
> The funds required for this massive rescue are obtained by levying a new
> tax on all the non-drinkers.
>
>